The Sierra Auto Finance credit scoring program is based on a sophisticated mathematical
model. The logic, algorithms, software object and source codes and program statics,
are all confidential and proprietary trade secret information of Sierra Auto Finance.
Only dealers approved by Sierra Auto Finance are authorized to use the Sierra Auto
Finance Program. The use and possession of the Sierra Auto Finance Program are limited
by the terms in the limited Licensing and Non-Disclosure Agreement signed by the
Dealer when they are accepted as a Sierra Dealer.
No dealer may use the Sierra Auto Finance Program except for the sole purpose of
evaluating the feasibility and/or likelihood of Sierra’s purchase of motor vehicle
conditional sales contracts from the dealer pursuant to the terms of the Master
The scope of the license granted by Sierra Auto Finance limits the use of the Sierra
Auto Finance Program only on the premises of the authorized dealer given in the
Master Dealer Agreement.
The license does not give the dealer any license or right to copy, distribute or
sell the Sierra Auto Finance Program or any portion of it. The dealer agrees not
to reconstruct in whole or in part the object codes, source codes or algorithms
in the Sierra Auto Finance Program. No one may use, possess, divulge or reproduce
the Sierra Auto Finance Program without specific written authorization of Sierra