Legal Disclaimer

The Sierra Auto Finance credit scoring program is based on a sophisticated mathematical model. The logic, algorithms, software object and source codes and program statics, are all confidential and proprietary trade secret information of Sierra Auto Finance. Only dealers approved by Sierra Auto Finance are authorized to use the Sierra Auto Finance Program. The use and possession of the Sierra Auto Finance Program are limited by the terms in the limited Licensing and Non-Disclosure Agreement signed by the Dealer when they are accepted as a Sierra Dealer.

No dealer may use the Sierra Auto Finance Program except for the sole purpose of evaluating the feasibility and/or likelihood of Sierra’s purchase of motor vehicle conditional sales contracts from the dealer pursuant to the terms of the Master Dealer Agreement.

The scope of the license granted by Sierra Auto Finance limits the use of the Sierra Auto Finance Program only on the premises of the authorized dealer given in the Master Dealer Agreement.

The license does not give the dealer any license or right to copy, distribute or sell the Sierra Auto Finance Program or any portion of it. The dealer agrees not to reconstruct in whole or in part the object codes, source codes or algorithms in the Sierra Auto Finance Program. No one may use, possess, divulge or reproduce the Sierra Auto Finance Program without specific written authorization of Sierra Auto Finance.