Leadership Team

Brett Beebe

W. Brett Beebe
President and Chief Operating Officer

Mr Beebe is Co-founder, President and Chief Operating Officer. He has over 17 years of auto finance experience. He was a Founder President of JBC Funding LLC from 2010 to 2012. Prior to JBC Funding LLC, he held multiple management positions at AmeriCredit Corp. including Vice President of National Accounts, Vice President of Structured Finance and Vice President of Strategic Alliances. He currently serves on the board of Urban Green, the Fort Worth Country Day Annual Fund, and as an advisor to the Recovery Resource Council. Mr. Beebe has a bachelor’s degree in Speech Communication from Texas Christian University.


Tony Fratiani
Chief Technology Officer

Tony Fratiani has over 25 years of experience in software development with a focus on web development. Mr. Fratiani previously held the positions of Vice President of Technology and Director of Technology at Match.com. Prior to working at Match.com Mr. Fratiani held the position of Lead Engineer at Anderson Consulting. Mr. Fratiani holds a BS in Computer Science from Angelo State University.


Tony Fratiani
Christopher Mahanna

Christopher Mahanna
Director of Technology

Christopher Mahanna has over 14 years of experience with loan originations systems and applications design, development and support in the automobile finance industry. Mr. Mahanna has held management positions as Director of Technology for EFG Companies and Technology Manager for Exeter Finance Corp. Prior to working at Exeter Finance Corp. Mr. Mahanna worked for Provenir as a platform architect designing workflow enabled systems for AmeriCredit in various capacities within Risk Management and IT as a report developer/designer and origination system developer/architect.


Wade Pierce
Chief Financial Officer

Mr. Pierce joined Sierra in September 2013 bringing with him over 23 years of experience in consumer finance, retail and public accounting. Prior to joining Sierra, Mr. Pierce was Senior Vice President and Business Controller for Citi Retail Services, a division of Citigroup. At Citi, Mr. Pierce oversaw the accounting for Citi’s North American $40 billion private label credit card business. Prior to joining Citi, Mr. Pierce held several roles of increasing responsibility at Sears, Roebuck and Co., including Director of Transaction Support and Accounting Policy, Director of External Reporting and Controller for Sears Credit and Financial Products. Prior to Sears, Mr. Pierce was an Assurance Senior Manager in the Chicago office of KPMG LLP. While at KPMG, Mr. Pierce specialized in serving clients in Manufacturing, Retail, Distribution, Technology and Consulting industries. Mr. Pierce holds a BS in Accounting from Illinois State University and is a CPA.


Wade Pierce
Jeremy D. Jones

Jeremy D. Jones
Chief Risk Officer

Mr. Jones has over 16 years of analytical experience primarily focused on developing scorecards and strategies to reduce credit losses. Prior to Sierra, Mr. Jones held risk management positions at JPMorgan Chase, Triad Auto Finance, and AmeriCredit. Mr. Jones holds a BBA in Management Information Systems from Texas Tech University and is pursuing a MS in Predictive Analytics from Northwestern University.


Thomas McGuire
Senior Vice President of Originations

Mr. McGuire has over 25 years of experience in the automotive industry. He started his career at GMAC right out of college. He went on to spend the bulk of his career with AmeriCredit Financial Services, holding many positions from 1997 to 2009 where he was a Regional Vice President in St. Louis MO. Thomas also spent time on the fixed operations side of the automotive industry where he was the Gulf Sates Divisional VP of Sales with Dealer Tire achieving awards for top Sales Division and Presidential Award as the Top Divisional VP of Sales. He spent 4 years with Dealer Tire prior to coming to Sierra Auto Finance in August of 2013 as the Vice President of Funding and since August 2015 has been the SVP of Originations overseeing both the Funding and Credit Underwriting departments.


Thomas McGuire
Patrick Hansen

Patrick Hansen
Senior Vice President of Sales

Mr. Hansen has over 20 years of Auto Finance experience. Before joining Sierra Auto Finance in 2012, he held multiple management positions at AmeriCredit including Vice President of Sales, Regional Vice President of Branch Operations. He also served as Assistant Vice President at both JP Morgan Chase and Long Beach Acceptance.



Tom Davidson
Chief Capital Officer

Mr. Davidson joined Sierra in 2017, bringing over 24 years of experience in capital markets, securitizations and accounting. Prior to joining Sierra, Mr. Davidson held several roles of increasing responsibility over a 16 year period with GE Capital, including Senior Managing Director & Global Head of Securitization; Managing Director & Capital Markets Leader of the North America Leasing division; and Senior Vice President of Securitization. Prior to joining GE Capital in 2000, Mr. Davidson was a Vice President with Donaldson Lufkin & Jenrette where he led the contract finance and securitization functions for the private label CMO group. Prior to DLJ, Mr. Davidson was a Senior Accountant at Arthur Andersen in the financial markets audit practice. Mr. Davidson holds a MBA in Finance & Accounting from New York University and a BA from Williams College.


Tom Davidson